No, devaman is right about the premium part.
The young are healthy, and have a low premium. The old are not, and have a higher premium. When you expand and virtually put everyone in the same pool, there is a premium average. So with this new pool, you have to see that premiums are higher for the youth and lower for the old, generally.
Do you see what I'm saying?
I totally understand that. For some it will go up, some down. Although, the idea with the younger people not currently buying insurance, $1 is an increase from $0, right? Older people value health insurance more than the young and healthy, for obvious reasons. My point was that, on the whole, the cost of healthcare SHOULD go down. This, however, is contingent on the insurance companies not gouging us people and simultaneously bringing down their administrative costs. The research shows that country's with a universal healthcare policy, pay less as a % of GDP for healthcare, and that's just a FACT, not opinion.
I am sick and tired of the governement telling me what I can and cannot do, especially with my money. I mean, where does it end? The long term effects of this ruling can be rather scary when taken to the extreme. Pretty soon, the government will mandate that everyone in America must buy a car made by an American owned company and mfg'd in the US or face a penalty at the time of purchase of a foreign car of $x because it is in America's interests to keep manufacturing jobs in the US. This ruling basically says the government can mandate anything they want against individual citizens if the penalty they attach to non-compliance can be considered a tax and there is a legitimate government concern as a basis for the legislation.
You realize these things are called tariffs, right? It's not at all odd to have a tax on foreign goods to give an advantage to domestic products.